<?xml version="1.0" encoding="UTF-8"?>
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  <!-- Solo páginas públicas indexables. Dashboards, onboarding, checkout y
       portales están en noindex y NO deben listarse aquí. -->

  <!-- Marketing -->
  <url><loc>https://dncreditlab.com/</loc><changefreq>weekly</changefreq><priority>1.0</priority></url>
  <url><loc>https://dncreditlab.com/features</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://dncreditlab.com/pricing</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://dncreditlab.com/metro2</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://dncreditlab.com/mobile-app</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://dncreditlab.com/white-label</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://dncreditlab.com/for-coaches-landing</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://dncreditlab.com/property-guide</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://dncreditlab.com/tutoriales</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://dncreditlab.com/about</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://dncreditlab.com/contacto</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://dncreditlab.com/Contact</loc><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://dncreditlab.com/credit-audit</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Guías (contenido orgánico) -->
  <url><loc>https://dncreditlab.com/guias</loc><lastmod>2026-08-12</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://dncreditlab.com/guias/como-disputar-una-cuenta-de-colecciones</loc><lastmod>2026-08-12</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://dncreditlab.com/guias/que-es-el-dofd-y-cuando-caduca-una-deuda</loc><lastmod>2026-08-12</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://dncreditlab.com/guias/carta-fcra-609-que-es-y-cuando-usarla</loc><lastmod>2026-08-12</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://dncreditlab.com/guias/como-subir-tu-puntaje-de-credito-100-puntos</loc><lastmod>2026-08-12</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://dncreditlab.com/guias/errores-mas-comunes-en-tu-reporte-de-credito</loc><lastmod>2026-08-12</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- Legales -->
  <url><loc>https://dncreditlab.com/terminos-de-servicio</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://dncreditlab.com/politica-de-privacidad</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://dncreditlab.com/politica-de-cookies</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://dncreditlab.com/TermsAndConditions</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://dncreditlab.com/PrivacyPolicy</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://dncreditlab.com/CookiePolicy</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://dncreditlab.com/consumer-credit-file-rights</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://dncreditlab.com/terminos-de-prueba</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://dncreditlab.com/instrucciones-eliminacion-datos</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
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