AI assistance
Organizes reports and flags data for review.
The platform in action
Real screenshots of the platform coaches and clients use every day.
Manage all your clients from a single dashboard with full visibility of their credit progress, active disputes and real-time results metrics.

Platform features
Educational and operational features for consumers and professionals, with availability based on plan.
Organizes reports and flags data for review.
Prepare editable drafts and record responses.
Manage clients, tasks and documents according to plan.
Track profiles, tradelines and funding scenarios.
Customize portal, communications and domain according to plan.
Connect supported services with authorization and setup.
The tool organizes and assists; it does not independently determine that a legal violation exists.
Upload a supported report to organize accounts and reported data.
Compare fields, dates, balances and statuses for signals that need review.
Generate an editable letter based on facts you select; you confirm its accuracy.
Record mailings, responses and applicable dates without assuming an outcome.
Metro 2 is an industry standard, not a law or a deletion guarantee. Outcomes depend on factual accuracy, each organization’s investigation and the individual file. DN Credit Lab provides educational and organizational software, not legal advice.
Property guide
Loan Readiness
Ready for FHA pre-approval
31%
Target < 43%
$18,500
5.2% saved
672
FHA ready ✓
Use a rate quoted by a lender; a score alone does not determine the rate.
Estimated principal and interest
$1,331/mo
Excludes taxes, insurance, HOA, PMI, closing costs and rate changes. This is not a loan offer.
Property readiness
Educational tools for organizing scenarios. DN Credit Lab is not a lender and does not guarantee approval, rates or terms.
Organize entered data and review common factors lenders may consider.
Explore how calculations change with price, down payment, rate and term.
Review financing categories to discuss with licensed lenders.
Educational library

Premium Educational Library
Access an exclusive collection of courses, guides and videos created by experts to make you a credit master.
From FCRA fundamentals to complex dispute strategies, our courses guide you step by step with interactive content and quizzes.
50+
Modules
Stay current with the latest regulations and best practices. Our library is constantly updated with relevant information.
200+
Resources
Continuous Improvement
Always updated content
VIP Community
Exclusive member access
Certification
Complete courses & earn certificates
Advanced tools
Availability depends on plan, configuration and connected external services.
Organize bureau responses and prepare drafts for review.
Request mailings through Lob when the feature and wallet balance are available.
Track profiles, tradelines, UCC records and funding scenarios.
Calculate payments with assumptions you define; approval is not estimated.
Customize logo, colors and domain according to your plan.
Review courses and resources available for your access level.
Authorize and configure supported services for email, storage and messaging. Client payment gateways are coming soon.
Sales pipeline, leads and clients managed with our own native CRM — no external tools needed.
Send dispute letters from your Outlook, Gmail or own SMTP. Your clients see YOUR address, not ours.
Notify your clients via SMS/WhatsApp with your own Twilio account. Automatic reminders and alerts.
Back up client reports and documents to your Google Drive or OneDrive automatically.
We are working on secure connections so you can bill clients through your own payment gateway.
Public REST API with HMAC-signed webhooks. Connect Zapier, Make or your custom system.
We have a specific solution for every stage of your journey.
For Individuals
Analyze your report, dispute negative items and track your progress with AI.
For Coaches
CRM, client portal and integrations available according to plan.
For VIP Businesses
Up to 2,500 clients, API, VIP forum and priority support according to plan.
The same tools for your personal process and for managing clients as a coach. Results vary.
No charge today · First charge on day 8 unless you cancel first